Wind Mitigation & Insurance Inspections
We hope you will select us as "your " Wind Mitigation Inspector.
If you reside in Duval, St. Johns, Clay, and Nassau County you should consider having a Wind Mitigation Inspection performed.
Did you know...
A Wind Mitigation Inspection could save you up to 40 % or more on your Homeowner's Insurance Windstorm premiums as well as to inform you on how to protect your property from Windstorm Damage. Florida law now requires insurance companies to offer homeowners and home buyers discounts off their Wind insurance premium for certain aspects of the dwelling that may prevent or reduce the amount of damage caused during Hurricanes and Tropical storms. The entire Wind Mitigation Inspection process takes approximately One Hour to complete. We only need access to the attic portion of the dwelling. Upon completion of the Wind Mitigation Inspection, our Inspector will complete a Uniform Verification Mitigation Form which is the only form recognized by the Office of Insurance Regulation.
The form along with the required photographs and documentation is completed the same day and emailed to you and your Insurance Agent in an easy-to-read PDF format. Your Insurance Agent will transmit the report to the Insurance Company on your behalf.
What Will We be Doing during the Inspection? Without being too technical, our Inspectors here at Sea Glass Construction and Roofing will be surveying the following components of your home:
- Roof Covering (asphalt shingles, tiles etc.)
- Roof Deck composition (plywood or OSB beneath the covering)
- Roof Deck attachment to the rafters (Staples, 6d or 8d nails)
- Roof to Wall attachment (how the rafters are attached to the exterior walls i.e. toe nailed, hurricane clips or straps)
- Roof Geometry - Hip, Gable or Flat which are the most common styles. (Only hip shaped roofs qualify for an insurance discount)
- Secondary Water Resistance (a layer of protection between the shingles and plywood commonly referred to as peel n stick)
Opening Protection
Hurricane Impact and Wind resistant rated windows, shutters and garage doors. Please note 100% of all exterior openings must be protected to qualify for this insurance discount.
Building Code Compliance
This is the date the house was built. All dwellings constructed after March 1, 2002, are considered to have been built in compliance with the 2001 Florida Building Code . Certain Wind Mitigation discounts will be automatically applied by the insurance carrier providing verification of the building permit.
How can I take advantage of these discounts?
Homeowners residing in Northeast Florida will need to hire a "qualified" Contractor who is Licensed in accordance with The Florida Statutes. Sea Glass Construction and Roofing is Licensed and Qualified" to conduct Wind Mitigation Inspections in accordance with the Statutes and Licensing Laws of the State of Florida. Since your Insurance Company will not request this type of Inspection, you or your Insurance Agent will need to contact us to perform the Inspection on your behalf. Having a Wind Mitigation Inspection performed is The Best Investment A Homeowner Could Make!" The best part being, you only need to have a Wind Mitigation Inspection performed once every 5 years as the policy discounts renew with your policy each year up to 5 years. Simply put, if you saved $800.00 the first year your total savings would be $4,000.00 0ver 5 years based on only one Wind Mitigation Report.
Wind Mitigation Savings
Our Wind Mitigation Inspectors are available 7 days a week to perform this inspection for you. We service the Greater Jacksonville area to accommodate your schedule and all your inspection needs. Contact us at (904) 274-1414 or by email for any questions you may have regarding a Wind Mitigation Inspection.
